Build credit history with every on-time rent payment
Credit Boost
On
Get credit for paying rent on time
Earn rewards on your largest monthly expense. Now build your credit history with it too.
Enroll in Credit Boost to automatically report your rent payments to Experian, TransUnion, and Equifax. Build the credit score you need for better loan rates and homeownership — all while paying rent as you normally would.
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Turn your largest monthly expense into credit history
Visualize estimated score impact
See what your credit score could be if your past rent payments had been reported. Get a personalized estimate based on your history —without affecting your actual score.
Report your past rent payments
Report past on-time rent payments made through Bilt to credit bureaus. Build credit history faster by including payments you've already made.
Monitor your credit score
Check your Experian FICO Score 9 directly in the app without affecting your credit. See improvements, other boost opportunities, and mortgage rates you could qualify for at different score levels.
Frequently asked questions
Who is eligible for the Bilt Credit Boost program?
All Bilt members are eligible to enroll in Credit Boost. Simply navigate to the Credit Boost tab to start building credit with your rent payments. To maintain eligibility, remember you must pay your rent through Bilt.
How quickly will my credit score increase after I enroll?
Most users see initial changes within 30-60 days after their first reported payment, with continued improvement over time as payment history builds.
How is this different from other rent reporting services?
Unlike other providers, Bilt reports rent payments to all three major credit bureaus (Experian, TransUnion, and Equifax) at no cost. Plus, we only report your on-time payments— ensuring that rent reporting only supports and enhances your credit profile.