Build credit history with every on-time rent payment

Credit Boost

Get credit for paying rent on time

Earn rewards on your largest monthly expense. Now build your credit history with it too.

Enroll in Credit Boost to automatically report your rent payments to Experian, TransUnion, and Equifax. Build the credit score you need for better loan rates and homeownership — all while paying rent as you normally would.

Enroll in Credit Boost

Step 1

Set up your rent through Bilt and enroll in Credit Boost for free

Step 2

We’ll automatically report each rent payment every month

Step 3

Monitor your Experian FICO Score 9 directly in the app

Step 4

Connect your credit progress to your homebuying potential

Turn your largest monthly expense into credit history

Visualize estimated score impact

See what your credit score could be if your past rent payments had been reported. Get a personalized estimate based on your history —without affecting your actual score.

Enroll in Credit Boost

Report your past rent payments

Report past on-time rent payments made through Bilt to credit bureaus. Build credit history faster by including payments you've already made.

Find eligible payments

Monitor your credit score

Check your Experian FICO Score 9 directly in the app without affecting your credit. See improvements, other boost opportunities, and mortgage rates you could qualify for at different score levels.

View credit score

Frequently asked questions

View all FAQs

Who is eligible for the Bilt Credit Boost program?

All Bilt members are eligible to enroll in Credit Boost. Simply navigate to the Credit Boost tab to start building credit with your rent payments. To maintain eligibility, remember you must pay your rent through Bilt.

Who is eligible for the Bilt Credit Boost program?

How quickly will my credit score increase after I enroll?

Most users see initial changes within 30-60 days after their first reported payment, with continued improvement over time as payment history builds.

How quickly will my credit score increase after I enroll?

Most users see initial changes within 30-60 days after their first reported payment, with continued improvement over time as payment history builds.

How quickly will my credit score increase after I enroll?

Most users see initial changes within 30-60 days after their first reported payment, with continued improvement over time as payment history builds.

How quickly will my credit score increase after I enroll?

Most users see initial changes within 30-60 days after their first reported payment, with continued improvement over time as payment history builds.

How is this different from other rent reporting services?

Unlike other providers, Bilt reports rent payments to all three major credit bureaus (Experian, TransUnion, and Equifax) at no cost. Plus, we only report your on-time payments— ensuring that rent reporting only supports and enhances your credit profile.

How is this different from other rent reporting services?

Build credit history with every on-time rent payment

Get credit for paying rent on time

Set up your rent through Bilt and enroll in Credit Boost for free

Set up your rent through Bilt and enroll in Credit Boost for free

Set up your rent through Bilt and enroll in Credit Boost for free

We’ll automatically report each rent payment every month

We’ll automatically report each rent payment every month

We’ll automatically report each rent payment every month

Monitor your Experian FICO Score 9 directly in the app

Monitor your Experian FICO Score 9 directly in the app

Monitor your Experian FICO Score 9 directly in the app

Connect your credit progress to your homebuying potential

Connect your credit progress to your homebuying potential

Connect your credit progress to your homebuying potential

Turn your largest monthly expense into credit history

Visualize estimated score impact

Report your past rent payments

Monitor your credit score

Frequently asked questions

Use your rent to build rewards that matter