Earn points on home purchases.
Get rewarded on your largest lifetime purchase
At Bilt, we support members through every stage of their housing journey - from earning points on rent and building credit history, to understanding your buying power for a mortgage. Now, we're making your biggest lifetime purchase more rewarding: buying a home.
Search for homes across the United States based on your actual monthly budget, connect with expert eXp Realty partnered agents, and earn 1 Bilt Point for every $2 spent on a home purchase when working with our partnered agents.
The Buy a Home experience, reimagined
Find homes for an all-in monthly budget
Start your search with your desired all-in monthly budget and we'll show you homes that you can afford—automatically factoring in your monthly mortgage, interest rate, taxes, insurance, and HOA fees. And, it's all personalized to your credit profile.
Find homes for an all-in monthly budget of
$4,500
per month or less
(inclusive of principal, interest, taxes and insurance)
Near me
Minimum down payment
Earn 1 Bilt Point for every $2 of the purchase price
We’ll connect you with expert eXp agents who help you schedule home tours, offer personalized support, and enter you into a purchase contract. When you’re ready to close, you’ll earn 1 point for every $2 of the home purchase price, with no cap on points earned, when working with the agent.
A $400,000 home purchase will earn 200,000 Bilt Points— which are redeemable for travel, fitness classes, and more.
$4,219/month to own this home
$570,000 · 3 bd · 4 ba · 2554 sq ft
842 Maple Avenue, Springfield, IL 62704
Earn 312,500 points
Earn 285,000 points
Build credit history through rent
Not ready to buy yet? Members who use Bilt to pay rent can start building their credit history through optional, on-time rent reporting to the major credit bureaus, putting you in a better position for a mortgage when you're ready to become a homeowner.
Credit Boost
On
Talk to an eXp agent
Connect with an eXp agent who can help guide you through the home buying process, break down costs, and give you personalized support.
Rent Reporting FAQs
Discover how reporting your rent payments to credit bureaus can help build your score, why it matters, and how Bilt makes it simple.
Buy a Home FAQs
Learn everything you need to know about buying a home and how Bilt can help you get there.