Get rewarded on your mortgage with Bilt Points
Get rewarded on your mortgage with Bilt Points
Bilt and UWM have partnered to bring more value to homeowners
Bilt started as a rewards program for renters. Now, we've partnered with UWM, the nation's #1 mortgage lender, to bring you a first-of-its-kind mortgage rewards program because whether you're renting or owning, the place you call home should work harder for you.
Every on-time digital mortgage payment through Bilt becomes rewarding. Transfer your points to your favorite airlines and hotels, use them for future principal-only mortgage payments or save them to use toward your next home.
Your biggest monthly expense should work harder for you
Your mortgage is likely your largest monthly expense. With Bilt + UWM, every on-time digital mortgage payment now earns you points you can actually use.
With your UWM mortgage, you’ll start earning in one of the most flexible points currency in the industry throughout your homeownership journey.
Neighborhood Benefits™
Earn even more points with
Bilt Neighborhood Rewards
Earn even more points with Bilt Neighborhood Rewards
Earn additional points and access exclusive benefits in your neighborhood using any linked debit or credit card at local restaurants, for your favorite fitness classes, Lyft rideshare and more. After converting your points into airline miles, use them to check a bag or enjoy snacks, drinks and more on board your next flight.
Fitness
Pharmacy
Dining
Rideshare
Benefits at local fitness studios
Book classes with our Neighborhood Fitness partners through Bilt to earn points and receive complimentary add-ons like cycling shoes and post workout smoothies.
Explore Bilt Fitness
Fitness
Pharmacy
Dining
Rideshare
Benefits at local fitness studios
Book classes with our Neighborhood Fitness partners through Bilt to earn points and receive complimentary add-ons like cycling shoes and post workout smoothies.
Explore Bilt Fitness
Bilt Day™
Unlock new benefits on the first of every month
Unlock new benefits on the first of every month
In addition to automatic points earned on every on-time digital mortgage payment, you'll get access to member benefits on the first of each month—such as transfer bonuses, status matches, point accelerators, giveaways and more.
UWM + Bilt Partnership
What is Bilt and why am I being asked to use it?
UWM has partnered with Bilt to offer homebuyers a first-of-its kind mortgage rewards program. Bilt is more than just a servicing platform. It’s a rewards program designed to make your mortgage payments work harder for you. By paying your mortgage on-time and digitally through Bilt, you’ll not only enjoy a secure and convenient way to manage your payments but you’ll also earn Bilt Points. These points can be redeemed for travel, fitness, shopping, or even towards your future homeownership goals.Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
What is Bilt and why am I being asked to use it?
UWM has partnered with Bilt to offer homebuyers a first-of-its kind mortgage rewards program. Bilt is more than just a servicing platform. It’s a rewards program designed to make your mortgage payments work harder for you. By paying your mortgage on-time and digitally through Bilt, you’ll not only enjoy a secure and convenient way to manage your payments but you’ll also earn Bilt Points. These points can be redeemed for travel, fitness, shopping, or even towards your future homeownership goals.Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
Is Bilt affiliated with UWM?
UWM and Bilt have partnered together to bring you something new: rewards for paying your mortgage on-time and digitally through Bilt. Your loan is still with UWM, but by making payments through Bilt you can earn points that can be redeemed for travel, shopping, fitness and more.
Is Bilt affiliated with UWM?
UWM and Bilt have partnered together to bring you something new: rewards for paying your mortgage on-time and digitally through Bilt. Your loan is still with UWM, but by making payments through Bilt you can earn points that can be redeemed for travel, shopping, fitness and more.
Registration & Required Setup
Do I have to register with Bilt?
Yes. You will need to register with Bilt to make digital one-time payments, to set up recurring mortgage payments, access loan information and your mortgage documents. The registration is quick and easy. Once your loan is registered with Bilt and your payment method is set up, you are ready to start earning rewards for on-time digital payments made through www.bilt.com/uwm or the Bilt app. If you do not register with Bilt, you can only make payments via check or over the phone. However, these types of payments will not earn rewards.
Do I have to register with Bilt?
Yes. You will need to register with Bilt to make digital one-time payments, to set up recurring mortgage payments, access loan information and your mortgage documents. The registration is quick and easy. Once your loan is registered with Bilt and your payment method is set up, you are ready to start earning rewards for on-time digital payments made through www.bilt.com/uwm or the Bilt app. If you do not register with Bilt, you can only make payments via check or over the phone. However, these types of payments will not earn rewards.
What information will I need to claim my loan?
To claim your loan, you will need to provide the following information. The details must match exactly as they appear on your mortgage documents, which can be found in your closing package. - Phone Number - First and Last - Name - Date of Birth - Email Address - Social Security Number
What information will I need to claim my loan?
To claim your loan, you will need to provide the following information. The details must match exactly as they appear on your mortgage documents, which can be found in your closing package. - Phone Number - First and Last - Name - Date of Birth - Email Address - Social Security Number
Can a co-borrower register for Bilt and start earning rewards?
All co-borrowers who are on the loan can register and claim their loan in Bilt. However, only the Bilt account that has payments set up can earn and redeem rewards for on-time digital payments.
Can a co-borrower register for Bilt and start earning rewards?
All co-borrowers who are on the loan can register and claim their loan in Bilt. However, only the Bilt account that has payments set up can earn and redeem rewards for on-time digital payments.
What if I have multiple properties or loans with UWM?
Any loan that has received a notification indicating it is now on the Bilt servicing platform will be automatically added to your account once you register and claim your loan with Bilt. If you have a loan that is still on the former UWM servicing platform, please continue making payments and accessing documents through that platform until you receive a notification that your loan has been transitioned to Bilt. Only loans on the Bilt platform that are set up with on-time digital payments are eligible to earn rewards.
What if I have multiple properties or loans with UWM?
Any loan that has received a notification indicating it is now on the Bilt servicing platform will be automatically added to your account once you register and claim your loan with Bilt. If you have a loan that is still on the former UWM servicing platform, please continue making payments and accessing documents through that platform until you receive a notification that your loan has been transitioned to Bilt. Only loans on the Bilt platform that are set up with on-time digital payments are eligible to earn rewards.
Do I need to download the Bilt app or can I pay on their website?
Whichever method you prefer. To claim your loan and set up payments, visit www.Bilt.com/uwm or download the Bilt app through the Apple App Store or Google Play Store.
Do I need to download the Bilt app or can I pay on their website?
Whichever method you prefer. To claim your loan and set up payments, visit www.Bilt.com/uwm or download the Bilt app through the Apple App Store or Google Play Store.
Payment Setup & Autopay
How do I set up my mortgage payment through Bilt?
Setting up your digital mortgage payment with Bilt is simple. Once you register and claim your loan, you can set up Autopay or make a one-time payment through your dashboard or the Payment tab. You have several options to make your digital payment, including ACH (which withdraws payments directly from your bank account), credit card or debit. If paying via ACH, you’ll first need to connect your bank account. To link and verify your bank account, you can either connect securely and instantly through Plaid or manually add your bank account which can take up to 24 hours. If you link via Plaid, you’ll be prompted to select your financial institution and enter your online banking log in and password to connect the account. If you manually link your bank account, Bilt will initiate two small deposits, usually less than $1 each, into your bank account. These random amounts are used to confirm account ownership. The deposits will appear in your bank account within 24 hours. Once you see these deposits, log into your Bilt account, navigate to Wallet > Bank Accounts, and enter the exact deposit amounts to complete the verification process. This secure method ensures your bank account ownership is verified without directly sharing personal banking credentials.
How do I set up my mortgage payment through Bilt?
Setting up your digital mortgage payment with Bilt is simple. Once you register and claim your loan, you can set up Autopay or make a one-time payment through your dashboard or the Payment tab. You have several options to make your digital payment, including ACH (which withdraws payments directly from your bank account), credit card or debit. If paying via ACH, you’ll first need to connect your bank account. To link and verify your bank account, you can either connect securely and instantly through Plaid or manually add your bank account which can take up to 24 hours. If you link via Plaid, you’ll be prompted to select your financial institution and enter your online banking log in and password to connect the account. If you manually link your bank account, Bilt will initiate two small deposits, usually less than $1 each, into your bank account. These random amounts are used to confirm account ownership. The deposits will appear in your bank account within 24 hours. Once you see these deposits, log into your Bilt account, navigate to Wallet > Bank Accounts, and enter the exact deposit amounts to complete the verification process. This secure method ensures your bank account ownership is verified without directly sharing personal banking credentials.
Can I make my payment with a credit card?
Yes, you can make payments using a Mastercard credit card. If you pay with the Bilt Card, there is no transaction fee. All other credit cards incur a 3% fee on top of the payment amount. Please note that depending on your transaction amount, your credit card provider may initially decline or flag a payment.
Can I make my payment with a credit card?
Yes, you can make payments using a Mastercard credit card. If you pay with the Bilt Card, there is no transaction fee. All other credit cards incur a 3% fee on top of the payment amount. Please note that depending on your transaction amount, your credit card provider may initially decline or flag a payment.
Can I make my payment with a debit card?
Yes, both Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95.
Can I make my payment with a debit card?
Yes, both Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95.
How do I update my payment method or bank account in Bilt?
Once you have registered and your loan is claimed, you can update your payment method within Bilt at any time by heading to the Wallet tab. If you change your payment method by adding a new bank account, you will need to connect securely and instantly through Plaid or manually add your bank account, which may take up to 24 hours. If you link via Plaid, you’ll be prompted to select your financial institution and enter your online banking log in and password to connect the account. If you manually link your bank account, Bilt will initiate two small deposits, usually less than $1 each, into your bank account. These random amounts are used to confirm account ownership. The deposits will appear in your bank account within 24 hours. Once you see these deposits, log into your Bilt account, navigate to Wallet > Bank Accounts, and enter the exact deposit amounts to complete the verification process. This secure method ensures your bank account ownership is verified without directly sharing sensitive banking credentials.
How do I update my payment method or bank account in Bilt?
Once you have registered and your loan is claimed, you can update your payment method within Bilt at any time by heading to the Wallet tab. If you change your payment method by adding a new bank account, you will need to connect securely and instantly through Plaid or manually add your bank account, which may take up to 24 hours. If you link via Plaid, you’ll be prompted to select your financial institution and enter your online banking log in and password to connect the account. If you manually link your bank account, Bilt will initiate two small deposits, usually less than $1 each, into your bank account. These random amounts are used to confirm account ownership. The deposits will appear in your bank account within 24 hours. Once you see these deposits, log into your Bilt account, navigate to Wallet > Bank Accounts, and enter the exact deposit amounts to complete the verification process. This secure method ensures your bank account ownership is verified without directly sharing sensitive banking credentials.
Can I mail a check to make a payment, if I prefer?
Yes, you can mail a check. However, you will not earn points for payments made by check. Only on-time digital payments made through Bilt will earn points.
Can I mail a check to make a payment, if I prefer?
Yes, you can mail a check. However, you will not earn points for payments made by check. Only on-time digital payments made through Bilt will earn points.
Can I call in to make a payment, if I prefer?
Yes, you can call in to make a payment. However, you will not earn points for payments made over the phone. Only on-time digital payments made through Bilt will earn points. The first time you call to make a payment over the phone, you will need to provide your bank account information. This information will be stored for future payments made over the phone. Please note that any bank account information stored in the Bilt portal will not be accessible to the agent on the phone.
Can I call in to make a payment, if I prefer?
Yes, you can call in to make a payment. However, you will not earn points for payments made over the phone. Only on-time digital payments made through Bilt will earn points. The first time you call to make a payment over the phone, you will need to provide your bank account information. This information will be stored for future payments made over the phone. Please note that any bank account information stored in the Bilt portal will not be accessible to the agent on the phone.
Payments, Fees & Rewards
Are there any fees for using Bilt?
There are no fees to use Bilt, however the payment method you select could result in an additional fee. There are no additional fees for recurring or one-time ACH payments (withdraw payments directly from your bank account) made through Bilt. Additional fees will apply for payments made with a credit card or debit card. - Mastercard credit card is an available option. Credit card payments do incur a 3% fee on top of your payment amount. Be aware that due to the size of an individual’s mortgage payment your credit card provider may initially decline or flag this payment. - Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95 Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
Are there any fees for using Bilt?
There are no fees to use Bilt, however the payment method you select could result in an additional fee. There are no additional fees for recurring or one-time ACH payments (withdraw payments directly from your bank account) made through Bilt. Additional fees will apply for payments made with a credit card or debit card. - Mastercard credit card is an available option. Credit card payments do incur a 3% fee on top of your payment amount. Be aware that due to the size of an individual’s mortgage payment your credit card provider may initially decline or flag this payment. - Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95 Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
Can I earn rewards or points by paying through Bilt?
Yes. You can earn Bilt rewards points each time you make an on-time digital mortgage through Bilt.
Can I earn rewards or points by paying through Bilt?
Yes. You can earn Bilt rewards points each time you make an on-time digital mortgage through Bilt.
What types of payments will not earn me points?
Only on-time digital payments made through Bilt will earn points. Payments that will not earn points include: - Late payments - Mailed checks - Payments made over the phone - Payments made through BillPay through your bank
What types of payments will not earn me points?
Only on-time digital payments made through Bilt will earn points. Payments that will not earn points include: - Late payments - Mailed checks - Payments made over the phone - Payments made through BillPay through your bank
What can I redeem my points for?
Points can be redeemed for everyday neighborhood benefits such as restaurants, grocery stores, pharmacies, travel, and more. Additionally, you can use your points to reduce your future principal mortgage payment or apply them toward the down payment on your next home.
What can I redeem my points for?
Points can be redeemed for everyday neighborhood benefits such as restaurants, grocery stores, pharmacies, travel, and more. Additionally, you can use your points to reduce your future principal mortgage payment or apply them toward the down payment on your next home.
How will I stay informed about my reward points and other benefits?
You will receive emails and notifications about your reward points and benefits within the Bilt app. Your points bank will also be visible at the top of your Bilt dashboard on the app and on your desktop.
How will I stay informed about my reward points and other benefits?
You will receive emails and notifications about your reward points and benefits within the Bilt app. Your points bank will also be visible at the top of your Bilt dashboard on the app and on your desktop.
Will there be resources available to understand the rewards program better?
Visit Bilt’s rewards page at www.biltrewards.com/rewards/benefits to understand how to earn points and redeem them for rewards and benefits.
Will there be resources available to understand the rewards program better?
Visit Bilt’s rewards page at www.biltrewards.com/rewards/benefits to understand how to earn points and redeem them for rewards and benefits.
Help & Support
What happens if I do not register with Bilt?
If you choose not to register, you can make your mortgage payments by mailing a check or calling in. However, please note that you will not earn points for these payments. Only on-time digital payments made through Bilt earn rewards. - Mastercard credit card is an available option. Credit card payments do incur a 3% fee on top of your payment amount. Be aware that due to the size of an individual’s mortgage payment your credit card provider may initially decline or flag this payment. - Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95 Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
What happens if I do not register with Bilt?
If you choose not to register, you can make your mortgage payments by mailing a check or calling in. However, please note that you will not earn points for these payments. Only on-time digital payments made through Bilt earn rewards. - Mastercard credit card is an available option. Credit card payments do incur a 3% fee on top of your payment amount. Be aware that due to the size of an individual’s mortgage payment your credit card provider may initially decline or flag this payment. - Mastercard Debit and Visa Debit are accepted payment options. Debit card payments will incur a processing fee of $9.95 Through this partnership, borrowers with UWM loans can manage their loans, set up payments, and earn valuable Bilt Points with every on-time mortgage payment—all through Bilt's easy-to-use platform.
Who do I contact if I have questions about Bilt?
For questions about registering with Bilt, your loan, or earning rewards, please use our chatbot within the Bilt app or on your dashboard when you log into www.bilt.com/uwm.
Who do I contact if I have questions about Bilt?
For questions about registering with Bilt, your loan, or earning rewards, please use our chatbot within the Bilt app or on your dashboard when you log into www.bilt.com/uwm.
What if I have trouble claiming my loan?
If you encounter issues claiming your loan or get locked out of registration, please contact 888-896-9658 Monday through Friday, 8AM-8PM ET.
What if I have trouble claiming my loan?
If you encounter issues claiming your loan or get locked out of registration, please contact 888-896-9658 Monday through Friday, 8AM-8PM ET.
How do I access my mortgage documents?
Once you register and claim your loan in Bilt, simply navigate to “My Loan” on the Home tab, and open “Documents”. Here you’ll find your statements, 1098 and more. It’s quick, secure and all in one place, making it easy to download or print whenever you need it.
How do I access my mortgage documents?
Once you register and claim your loan in Bilt, simply navigate to “My Loan” on the Home tab, and open “Documents”. Here you’ll find your statements, 1098 and more. It’s quick, secure and all in one place, making it easy to download or print whenever you need it.
What if I can’t find a document or have trouble accessing the Document Center?
If you're having trouble accessing a document, please use our chatbot for quick support within the Bilt app or on your dashboard when you log into www.bilt.com/uwm.
What if I can’t find a document or have trouble accessing the Document Center?
If you're having trouble accessing a document, please use our chatbot for quick support within the Bilt app or on your dashboard when you log into www.bilt.com/uwm.
Security & Privacy
Is Bilt a legitimate payment processor?
Yes, Bilt is a verified and trusted partner of UWM, dedicated to the secure processing of your payments with the utmost reliability.
Is Bilt a legitimate payment processor?
Yes, Bilt is a verified and trusted partner of UWM, dedicated to the secure processing of your payments with the utmost reliability.
Is my information secure?
Yes. All payment information is encrypted and protected using industry-standard security measures.
Is my information secure?
Yes. All payment information is encrypted and protected using industry-standard security measures.